Terms & Conditions

Before you can join, you must read and agree to these terms and conditions. By joining this site, you are agreeing to these terms and conditions, and are agreeing to be legally bound by them. This agreement is subject to change at any time. Changes are effective when posted on this site without notice upon each subscriber.
1. Fully Informed
The User accepts that he/she is fully informed as to the nature, quantity, quality of the material offered on the Site, and the price, and the terms of the subscription plan chosen. All of this information is accurately and clearly represented on the Join page and/or elsewhere on the site and if the User has any doubts he/she should review this information before proceeding.
2. System Requirements
There are no special requirements for running our web site on either PC or Mac configurations; default browser settings will be sufficient. If you customise your browser, that is, you don't use the default settings, the site may not function properly; it is solely your responsibility to ensure your settings are compatible with our site. Specifically, but not only, the following applies:
- Your system must be set to accept Cookies
- Your system must have functioning Java scripting
- You system must be set to the correct date
Third party applications including download managers, adware, script or popup blockers, and firewalls may inhibit site functions. The User must be prepared to disable such software if it is found to interfere with the Site functions.
3. Inability to Function
The Site has Help facilities which must be used before requesting service. The site will endeavour to assist users who are unable to use the full functions of the Site to the extent that the User provides information and co-operation, however no guarantee is made that we will be able to assist the User to solve all or any technical problem. Users who do not first use the automated Help functions and follow the instructions on the Help page; who do not provide sufficiently detailed information; or who do not use the Help form, will forfeit their right to assistance with the Site. Refunds may be given on a pro-rata basis solely at the discretion of the webmaster if the User has made all reasonable attempts to co-operate in the Help process. Refunds will not be made to Users who refuse to use standard settings to access the site, or who refuse to seek local IT help to resolve problems with their system.
4. Refund Policy
The site does not offer and unconditional money-back guarantee. Free samples are provided and the user must satisfy themselves as to the suitability of the site material to their needs before taking out a subscription. The amount of content in the archives, and the update frequency, are clearly stated on the site. The access level of each plan is explained in detail without ambiguity, at the point at which the plan is selected; if the user has any doubts, he/she should submit an inquiry form before proceeding. This being the case, the following are specifically not grounds for a refund:
- The nature of the material is not what the user anticipated.
- The quantity of the material is insufficient for the users needs.
- The quality of the material is inadequate for the users needs.
- The plan chosen by the user is not suitable for their needs.
- The user did not cancel rebills within the rebilling period (user must account for time differences between them and the server)
- The User has not made use of the facilities.
Refunds may be made, in part or in full, solely at the discretion of the Webmaster, if it can be shown that the Site fails to deliver the content as advertised, or fails to function for a Standard System as described above.
5. Legal definitions
"Member" or "Membership", as referred to in this document shall mean: The subscriber or User of a valid username and password (User-id) for the site during the term of membership.
"Site," or "The Website", as referred to in this document shall mean: The site for which you are purchasing a username and password (user-id) in order to access that site and its materials and benefits of membership.
"The Service," as referred to in this document shall mean: the duration of the Subscription, including access to materials on the Website.
"Subscriber," as referred to in this document shall mean: The End-user, Consumer, of the services of the site and holder of a valid username and password (user-id) for the site.
"User-id," as referred to in this document shall mean: The combination of unique username and password that is sold and used to access the site. A user-id is a license to use the site for a period of time that is specified.
"Bookmarking," as referred to in is document shall mean: The act of placing a URL into a temporary file on the subscriber's browser so that the subscriber may return to that page at a future date directly, without passing through any pages that may have been precedent.
6. Description of services
Msmpay B.V. will provide one user-id to access the Site and its contents for which you are purchasing membership.
7. Payment / Fee
This site has periodic subscription fees that are defined by the terms of the site at the time of the initial enrolment for subscription. The member is responsible for such fees according to the terms of the site. Once a member has accessed the site using the user-id, assigned to the member, subscription fees become non-refundable.
8. Automatic Recurring Billing
If selected by you on the sign up page, subscription fees will be automatically renewed at the end of the original term selected, for a similar period of time, unless a cancellation notice is received from the subscriber one clear day (plus any time differential between the Server and the Subscriber), prior to renewal
Unless and until this agreement is cancelled in accordance with the terms hereof, subscriber hereby authorises the biller to charge subscriber's credit card to pay for the ongoing cost of membership. Subscriber hereby further authorizes the biller to charge subscriber's credit card for any and all purchases of products, services and entertainment provided by the site, if requested by web page form, by Subscriber
9. Electronic Receipt
Subscribers will receive by email an electronic receipt, within one hour of subscription being approved. It is the duty of the subscriber to maintain this receipt for the duration of the subscription. It will be required should any queries need to be addressed by the biller.
10. Cancellation
At any time, and without cause, a current subscription to the Service may be terminated by the biller, or the subscriber upon notification of the other by electronic or conventional mail, or by fax to the biller. When the Subscriber requests the termination, subscription fees are NOT refunded unless authorised by the Webmaster of the site by prior arrangement.
Cancellation of automatic rebills is made by completing a process accessed at the ……. website. Rebilling can not be cancelled by emailing the site directly or by answering an automatically generated system email. It is the duty of the subscriber to ensure that the Subscriber receives an email from the biller confirming the cancellation of said Subscription. The cancellation process is not complete until the Subscriber has received this email, and acted upon the instructions within it if applicable.
If you request cancellation or request a refund from your bank or card issuer due to unauthorized or fraudulent use, the biller can at its discretion, to prevent further unauthorized use, block your account or card from use at all the billers' websites.
11. Refunds
Should a refund be issued by the biller, all refunds will be credited to the credit card, used in the original transaction solely. Refunds will not be issued by cash, check, or to another credit card.
12. Bookmarking
Subscriber agrees that at any time they will not bookmark any page to the site that will allow the subscriber to bypass the terms and conditions of the site upon entering. If such a bookmark exists, said bookmark will constitute full agreement to said terms and conditions as well as to admission that subscriber is of legal age of majority in their state, country or region.
13. Authorization of Use
Subscribers to the site are hereby authorized a single license to download material found on the site. This license shall be granted for sole use via one computer. All memberships are provided for personal use and shall not be used for any commercial purposes or by any commercial entities.
Commercial use of either the site or any material found within is strictly prohibited. No material within the site may be transferred to any other person or entity, whether commercial or non-commercial. In addition, materials may not be modified, or altered. Materials may not be displayed publicly, or used for any rental, sale, or display.
Materials shall extend to copyright, trademarks, or other proprietary notices there from. The Biller and the site reserve the right to terminate this license at any time if the terms of this agreement are breached. In the case that the terms are breached, you will be required to immediately destroy any information or material printed, downloaded or otherwise copied from the site.
14. Unacceptable Abuse of Site
We prohibit the use of "spiders", site scrapers, quad suckers, and any programs similar in operation to gather bulk material from our site. Upon detection, subscribers who unreasonably and excessively download will have their accounts cancelled without refund.
Users who post comments on any public area of the site which are contrary to the site policy or which are abusive, insulting or vilify any site contributor; or which make public the identity of any contributor; or which advertise a service, web site or product; or which attempt to solicit the services of any contributor, may have their account terminated without notice or refund and the offending material erased.
15. Transfer of User-id
Access to the site is through a combination of a username and a password (user-id). Subscribers may not under any circumstances release their user-id to any other person, and are required to keep his or her user-id strictly confidential. The biller will not release passwords for any reason, to anyone other than the subscriber at the email address used when initially subscribing, except as may be specifically required by law or court order.
Unauthorised access to the site is a breach of this Agreement and a violation of law. Subscribers acknowledge that the site will track, through the use of special software, each subscriber's entry to the site by logging of IP address assigned by the Subscribers' Internet Service Provider.
If any breach of security, theft or loss of user-id, or unauthorized disclosure of user-id occurs, subscriber must immediately notify the biller or the site of said security breach. The Subscriber will remain liable for unauthorized use of service until the site is notified of the security breach by email or telephone. This notification is deemed complete ONLY when the Subscriber has received confirmation of notification.
16. Sanction and Approval of Adult Material
This site was designed to be used and viewed solely by Subscribers who are of legal age in their province, state or locality, and who wish to access visual images, audio sounds, and verbal descriptions of a sexually oriented and frankly erotic nature.
Materials available within this site may include depictions that are visually graphic in nature and portrayals of nudity or sexual acts and should not be accessed be anyone who is not of legal age in their province, state or locality, by anyone who finds such material offensive in nature, or by anyone who simply does not wish to be exposed to such materials.
By purchasing a Subscription, you are implicitly making the following statements:
"I affirm and swear that as of this moment, under penalty of Perjury, that I am of legal age in my province, state or locality. I will not permit any persons under the legal age in my province, state or locality to view or access in any way any materials found on this website."
"I understand that by accessing this website, I will be exposed to materials that may include but are not limited to, visual images, audio sounds, and verbal descriptions of a sexually oriented and frankly erotic nature, portrayals of nudity, and sexual acts."
"I affirm that I am not offended by such materials, and that such materials are legal in my community."
"I am volunteering to view, hear, and access such materials on my own volition, and I choose to do so because I want to view/read/hear or otherwise access such materials for my own enjoyment, information or entertainment. My choice is a manifestation of my interest in such matters, which is healthy and normal, and is also held by most adults in my area."
"I am completely familiar with the standards held in my community, and the material I expect to access in this site fall within these standards. In my experience, the average adult in my community accepts the consumption of such materials by willing adults in circumstances such as this, which offer reasonable insulation from the materials for minors, and unwilling adults. Adults in my community will accept the standards displayed within this site, and will not find any of the material patently offensive."
17. Severability
If any provision of this Agreement shall be held to be invalid or unenforceable for any reason, the remaining provisions shall continue to be valid and enforceable. If a court finds that any of this Agreement is invalid or unenforceable, but that by limiting such provision it would become valid or enforceable, then such provision shall be deemed to be written, construed, and enforced as so limited.
18. Notice
Notices by the site to subscribers will be given by means of electronic messages through the site, or by a general posting on the site. It is the responsibility of the Subscriber to regularly check the email address specified upon joining of the website, to keep the website appraised of email address changes, and to ensure the email address supplied is kept operational and free from any event that might cause "bouncing".
If the Subscribers email address becomes invalid, or in-operational, the Subscriber agrees not to hold the biller or The Website liable for any expenses incurred on a Subscribers account (for example, rebilling when a cancellation notice goes un-received by the Subscriber).
Notices by subscribers may be given by electronic messages, conventional mail, telephone or fax. All questions, complaints, or notices regarding the site to the biller may be directed to the biller or The Website. Cancellations of service to the site may be directed to the biller or The Website (see contact information below).
19. Privacy
It is the responsibility of the Subscriber to read and understand the Privacy Policy made available on The Website. By agreeing to this document, the Subscriber understands the Privacy document, and agrees not to hold responsible the Website for any issue arising from use of personal information.
20. Fraudulent Chargeback
If the User attempts to seek a refund of the charge on their credit card ('chargeback') by making a fraudulent statement, The biller will fully assist the financial institution and authorities in prosecuting any and all offenders, including the provision of copies of electronic records, including email correspondence, to evidence that the User has authorised the charge on their card and obtained access to the facilities.

Questions and Contact Information
Company: Msmpay B.V.
Address: Dokweg 27 B
City, State, Zip: 1976 CA IJmuiden
Country/Providence: The Netherlands
E-mail:
Phone/Fax number: +31 6 50870415